Personal

Business

Interest Bearing

 

Personal Checking
Hometown Checking
If you are looking for a club account that offers you unlimited check writing, access to a free ATM/Debit card with the protection of accidental death insurance, the Hometown Checking is the account for you. All of this could be yours free of any monthly service charge if you maintain a $250.00 daily balance.

  • Minimum to open $100.00
  • Waived monthly service charge with a daily minimum balance of $250.00 (A monthly service charge will be assessed to your account if your daily balance falls below $250.00).
  • Unlimited transactions
  • First 50 checks free
  • ATM/Debit Card at no additional charge
  • Free Internet banking
  • No Bounce Advantage-$300.00
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Free Checking
Do you want a basic, no nonsense account? FREE checking is the account for you.

  • Minimum to open $100.00
  • No minimum balance
  • Free Internet banking
  • No Bounce Advantage-$200.00
  • ATM/Debit Card at no additional charge
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Student Checking
If you like to hear the word “free” and you are a student on a limited budget with a busy schedule, our student checking account is designed to meet your needs.

  • Minimum to open $25.00
  • No minimum balance
  • Free service charge
  • Unlimited transactions
  • Free Internet Banking
  • Free ATM/Debit Card
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Business Checking
Business Checking Account
A simple business checking account that allows you to have a low volume of transactions each month.

  • Minimum to open $100.00
  • Minimum monthly balance of $2,000.00 or $5,000.00 average collected balance to avoid a service charge.
  • $10.00 monthly service charge
  • Up to 275 processed items per month, $.25 per item over 275.
  • Free Internet banking
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Business E-@dvantage Account
Some restrictions may apply.

If you are looking for a high interest rate, this is the account for you.

  • Minimum to open $10,00.00
  • Minimum monthly balance of $10,000.00 to avoid a service charge ($25.00).
  • Minimum balance of $10,000 to earn interest
  • Up to 275 processed items per month, $.25 per item over 275.
  • Receive your statement via email
  • Direct Deposit or ACH Debit
  • Debit Card
  • Internet Banking
  • Bill Payer
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Commercial Checking (Analysis)
Our commercial checking account allows a high volume of transactions each month with a variety of business services.

  • Minimum to open $100.00
  • Service charge based on analysis and earnings credit.
  • $10.00 monthly service charge plus analysis charges
  • Unlimited transactions
  • Free Internet banking
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Commercial Money Fund
If you are interested in smart investing, our Commercial Money Fund enables you to increase your earnings on idle funds.

  • Minimum to open $2,500.00
  • Minimum balance of $2,500.00 to avoid service charge
  • Monthly service charge $10.00
  • Limited to six (6) transactions per statement cycle
  • Unlimited over the counter transactions
  • Free internet banking
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Interest Bearing Checking
Hometown Checking Plus
Looking for an account with all the benefits of a club account and pays you interest, then Hometown Checking Plus is the account for you. A flat monthly service charge, unlimited transactions, interest earned on your money and accidental death insurance to name a few. You will also receive discounts on travel vendors and the ability to participate in the child identification network.

  • Minimum to open $100.00
  • Minimum balance of $500.00 to earn interest
  • $8.00 monthly service charge
  • Unlimited transactions
  • Accidental death insurance
  • Child identification network
  • Travel Benefits
  • Free ATM/Debit Card
  • Free Internet banking
  • Free Checks
  • No Bounce Advantage-$300.00
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Hometown Checking Plus Family
This club account is the epitome of club accounts. This account gives you all the benefits of being a club member with the increased security of accidental death insurance for you and your family.

  • Minimum to open $100.00
  • Minimum of balance of $500.00 to earn interest
  • $10.00 monthly service charge
  • Unlimited transactions
  • Accidental death insurance
  • Child identification network
  • Travel benefits
  • Free ATM/Debit Card
  • Free Internet banking
  • Free Checks
  • No Bounce Advantage-$300.00
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Hometown Senior Plus
Our Hometown Senior (50 years of age or older) Plus has it all for our seniors. An account that will offer you travel benefits along with all the other benefits of being a club member and more.

  • Minimum to open $25.00
  • Minimum of balance of $500.00 to earn interest
  • $5.00 monthly service charge
  • Unlimited transactions
  • Travel benefits
  • Free ATM/Debit Card
  • Free Internet banking
  • Free Checks
  • Free Direct Deposit
  • No Bounce Advantage-$300.00
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Senior Citizen
If you are a senior (50 years of age and older) who wants a simple interest-bearing account with unlimited check writing, discounted printed checks and no monthly service charge, the Senior Citizen account is for you.

  • Minimum to open $100.00
  • Minimum balance of $1,500.00 to earn interest
  • No monthly service charge
  • Unlimited transactions
  • Discount on checks printed
  • Discount on checks
  • Free ATM/Debit Card
  • Free Internet banking
  • Free Direct Deposit
  • No Bounce Advantage-$300.00
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NOW Account
The NOW account is an interest bearing account that offers unlimited check writing and no monthly service charge if you maintain a minimum daily balance of $1,500.00.

  • Minimum to open $1,500.00
  • Minimum balance of $1,500.00 to earn interest and avoid the monthly service fee
  • $10.00 monthly service charge
  • Unlimited transactions
  • Free ATM/Debit Card
  • Free Internet banking
  • No Bounce Advantage-$750.00
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Advantage Checking/Advantage Money Fund
If you want the best of both in checking and savings, then the Advantage Package is where you want your money to be. It allows you to earn the highest yield and gives you the “advantage” of controlling your investment.

Advantage Checking

  • Minimum to open $100.00
  • Earns interest on your entire balance
  • Monthly service charge of $20.00 if your balance in your Advantage Money Fund falls below $2,500.00
  • Unlimited transactions
  • First order of fifty (50) checks is free
  • Required to open Advantage Money Fund
  • No Bounce Advantage-$750.00

Advantage Money Fund

  • Minimum to open $2,500.00
  • Minimum balance to earn interests $2,500.00
  • Limited to six (6) transactions per statement cycle
  • Unlimited over the counter transactions
  • Very competitive rate
  • Required to open Advantage Checking
Health Savings Account
  • $15.00 fee to open account
  • $2.50 monthly service charge
  • FREE ATM/Debit Card
  • FREE Internet Banking

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E-@dvantage Account
  • Minimum to open $10,00.00
  • Minimum monthly balance of $10,000.00 to avoid a service charge ($25.00).
  • Minimum balance of $10,000 to earn interest
  • Unllimited Transactions
  • Receive your statement via email
  • Direct Deposit or ACH Debit
  • Debit Card
  • Internet Banking
  • Bill Payer

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