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If you are looking for that new car or truck, we can tailor your loan to fit your budget. We have programs that fit new vehicles as well as used cars and trucks.
Whatever your dream may be…a well deserved vacation, that new boat, or maybe help with wedding expenses, let one of our personal loan officers help make it a reality.
If you need to “spruce up” your home, we can help. Take advantage of low competitive interest rates that could also be tax deductible. We also offer lines of credit that you can use when you want, whatever you want.
Ready to build that dream home? We can handle the interim construction loan that can be converted into one of our permanent home loan products.
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Farming has been and will continue to be a vital part of our economy. If you are looking for that line of credit for the crop or possibly looking for that new harvester, we have a loan product that will fit your needs.
At Community First Bank we believe each customer is unique and their financial needs may differ. We have the flexibility to tailor our financial products to fit your needs. To help expedite your application in a timely manner, we will need the following information to start the process:
- Personal Financial Statement
- 3 years Tax Returns (for an existing business) or 2 year Pro Forma (for a new business)
- Year-end Profit and Loss statement and Balance Sheet; and
- Business plan and proposed usage on the loan request.
If you need to purchase or build that new office or plant, we
can tailor a product to fit your long-term goals.
Revolving Lines of Credit
Cash flow is critical to any business. We can advance funds on account receivables, inventory and/or equipment to ensure your cash needs are met to properly service your customers.
Working Capital Loans
Sometimes it takes that new capital injection to fully benefit your company. We have products for both short-term and long-term working capital needs.
Equipment/Machinery Loans
If it is for new business, expansion, or maybe outdated equipment needs, we can tailor a loan in order for you to get the job done effectively.
We offer over 210 different programs, including:
- 30, 20, 15, & 10 -Year Fixed Rates
- Interest Only Programs
- Stated Income Programs
- For customers who cannot prove their income
- Rural Housing
- 100% financing off appraised value.
- Purchase only
- No PMI
- B/C Credit Programs
- For customers with lower credit scores
- Out of Bankruptcy less than 2 years
- Cash-Out up to 90%
- Construction – to – Permanent Financing
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