Checking
Select your product below:
Business Checking
Basic Business Checking Account
Built with small business in mind and designed to make finances simpler, smarter, and stress-free.
Features:
- Minimum to open $100.00
- No minimum balance required
- Electronic statement required to avoid $5.00 monthly paper statement fee
- Up to 50 processed items per month, .35 cents per item over 50
- Free Internet banking
- Free Bill Payer
- Free ATM/Debit Card
Business Checking Account
A simple business checking account that allows you to have a low volume of transactions each month.
Features:
- Minimum to open $100.00
- Minimum monthly balance of $2,000.00 or $5,000.00 average collected balance to avoid a service charge.
- $10.00 monthly maintenance charge
- Up to 275 processed items per month, .25 cents per item over 275
- Free Internet banking
- Free Bill Payer
- Free ATM/Debit Card
Commercial Checking
Our commercial checking account allows a high volume of transactions each month with a variety of business services.
Features:
- Minimum to open $100.00
- Service charge based on analysis and earnings credit
- $20.00 monthly maintenance charge plus analysis charges
- Unlimited transactions
- Free Internet banking
- Free Bill Payer
- Free ATM/Debit Card
Business Premium Money Fund*
Designed for businesses who have a banking relationship with Community First Bank such as operational accounts, savings, loans, and want the ability to increase earnings on deposits.
- Minimum to open $25,000.00
- $25,000.00 minimum daily balance to avoid $25.00 monthly charge
- 10 withdrawals per month ($10.00 for each additional)
- Premium Tiered Interest Rates**
*Must have at least one active business checking account with Community First Bank with at least five posted and settled customer-initiated debit or credit transactions per statement cycle. If the requirement is not met, the Business Premium Money fund account will be changed to a Business Money Fund account.
**Tiered Interest Rates effective October 31, 2025 - 2.94% Annual Percentage Yield=APY on daily balance range of $25,000.00 to $249,999.99, 3.14% APY on daily balance range of $250,000.00 to $999,999.99, 3.35% on daily balance range of $1,000,000.00 and over. Rates subject to change at any time. Fees may reduce earnings on the account.
Business Money Fund
If you are interested in smart investing, our Business Money Fund enables you to increase your earnings on idle funds.
Features:
- Minimum to open $2,500.00
- Minimum balance of $2,500.00 to avoid $10.00 maintenance charge
- Free Internet banking
