Checking


Select your product below:

Personal Checking

Interest Bearing Checking


Personal Checking

Free Checking

Do you want a basic, no nonsense account? FREE checking is the account for you.

Features:

  • Minimum to open $100.00
  • No minimum balance
  • Unlimited transactions
  • Free Internet banking
  • Free Bill Payer
  • Free ATM/Debit Card
  • E-Statement delivery required

Student Checking

If you like to hear the word “free” and you are a student on a limited budget with a busy schedule, our student checking account is designed to meet your needs.

Features:

  • Minimum to open $25.00
  • No minimum balance
  • Free service charge
  • Unlimited transactions
  • Free Internet Banking
  • Free Bill Payer
  • Free ATM/Debit Card

Easy Checking

Do you want a basic, no nonsense account? EASY checking is the account for you.

Features:

  • Minimum to open $100.00
  • No minimum balance
  • Unlimited transactions
  • Free Internet banking
  • Free Bill Payer
  • Free ATM/Debit Card
  • $3.00 a month maintenance charge

Interest Bearing Checking

Senior Now

If you are a senior (50 years of age and older) who wants a simple interest-bearing account with unlimited check writing, discounted printed checks and no monthly service charge, the Senior Now account is for you.

Features:

  • Minimum to open $100.00
  • Minimum balance of $1,500.00 to earn interest with tiered rate
  • No monthly maintenance charge
  • Unlimited transactions
  • Discount on checks
  • Free Internet banking
  • Free Bill Payer
  • Free ATM/Debit Card
  • Free Direct Deposit

 

NOW Account

The NOW account is an interest bearing account that offers unlimited check writing and no monthly service charge if you maintain a minimum daily balance of $1,500.00.

Features:

  • Minimum to open $1,500.00
  • Minimum balance of $1,500.00 to earn interest and avoid the monthly service fee
  • $10.00 monthly maintenance charge
  • Unlimited transactions
  • Free Internet banking
  • Free Bill Payer
  • Free ATM/Debit Card

 

Advantage Checking/Advantage Money Fund

If you want the best of both in checking and savings, then the Advantage Package is where you want your money to be. It allows you to earn the highest yield and gives you the “advantage” of controlling your investment.

Advantage Checking Features:

  • Minimum to open $100.00
  • Earns interest on your entire balance
  • Unlimited transactions
  • First order of fifty (50) checks is free
  • Required to open Advantage Money Fund
  • Free Internet Banking
  • Free Bill Payer

Advantage Money Fund Features:

  • Minimum to open $2,500.00
  • Minimum balance to earn interests $2,500.00
  • Monthly maintenance charge of $20.00 if your balance falls below $2,500.00
  • Limited to six (6) third party transactions per month or statement cycle
  • Unlimited over the counter transactions
  • Very competitive rate
  • Required to open Advantage Checking

E-@dvantage Account

Features:

  • Minimum to open $10,000.00
  • Minimum monthly balance of $10,000.00 to avoid a maintenance charge ($25.00).
  • Minimum balance of $10,000 to earn interest
  • Unlimited Transactions
  • E-Statement delivery required
  • Direct Deposit or ACH Debit
  • Free Internet banking
  • Free Bill Payer
  • Free ATM/Debit Card

Personal Money Fund Account

If you are interested in smart investing, our personal money fund account enables you to increase your earnings on idle funds.

Features:

  • Minimum to open $2,500.00
  • $2,500.00 minimum balance to avoid $10.00 maintenance charge
  • Limited to six (6) transactions per month or statement cycle
  • Free Internet banking
  • Free Bill Payer